Documents in, mapped
Pulled from your ledger, document system and the tax authority, then categorised against the job automatically.
Agentic AI for accounting firms.
One platform. Job done.
Annual accounts and management accounts on one production platform, from connected source data through scrutiny, workpapers, queries, review and sign-off.
Your compliance files completed and signed off, up to 80% faster.
The Zato Group
55,000+ compliance jobs delivered every year across Australia and New Zealand.
What is Zato
Zato does the compliance work. Your accountants sign it off.
One agentic platform across the whole job, from the documents arriving through to the partner releasing the file. Your team reviews, decides and signs. Nothing leaves the firm without a qualified accountant approving it.
General ledger scrutiny
Every transaction checked against firm rules, prior year and statistical outliers. Exceptions surfaced, not buried.
40+ workpapers
Compiled and reconciled, every figure traceable back to the document it came from.
Queries and journals
Drafted in-app for your reviewer to approve, edit or send. Journals post back on approval.
Statements and reports
Compiled and cross-referenced to the workpapers, with notes, disclosures and client reports.
Review and sign-off
Every workpaper approved before release, with the audit trail intact.
Management accounts
Year-end and month-end. One platform.
Management accounts run on the same engine as your annual accounts. Same scrutiny, same traceability, same review and sign-off, across every period.
Annual accounts Live
- Documents collated, mapped and categorised automatically
- General ledger scrutiny across firm rules, anomalies and prior year
- 40+ workpapers across the compliance job
- Queries and journals drafted for reviewer approval
- Full financial statements with figure-level traceability
- Engagement through director sign-off
Management accounts Live
- Monthly, two-monthly, quarterly, six-monthly or custom periods
- General ledger scrutiny on every period
- 9 workpapers built for month-end
- Period P&L analysis with flags, commentary and queries
- P&L, balance sheet and client report
- Next period created automatically on sign-off
Next on the platform: GST Returns, BAS and more.
See management accountsZato case study
A 150-person Auckland firm added 10 percentage points to firm-wide margin in under six months.
Firm-wide margin usually takes years to move. Gilligan Rowe & Associates did it in one compliance season, with quality control and partner sign-off staying in New Zealand.
Read the case studyZato will be like Uber to the CA community. Disruptive, transparent, better.
Matthew Gilligan, Managing Director, Gilligan Rowe & Associates
+10 pts
firm-wide margin, in under six months
1,400+
compliance jobs run since May 2026
150
people across three divisions
0
New Zealand roles removed
Ziffy
Meet Ziffy. The AI agent inside Zato.
Ziffy is the intelligent layer that drives the workflow, helping read ledger activity, explain anomalies, draft client queries and support review decisions throughout the job.
Applies senior-level scrutiny.
Surfaces patterns, anomalies and exceptions across ledger activity so your team can focus on what needs attention.
Drafts the queries.
Structured missing-information requests are prepared in-app, ready for your reviewer to approve, edit or send.
Supports review across 40+ workpapers.
Workpapers are cross-referenced, source-linked and prepared for partner review.
Ziffy operates under ISO 42001 AI governance. Client data is not used to train external models. Professional judgement stays with your accountants and partners, always.
Ziffy · Agentic layer
Active
Live workflow status
- ✓Ledger analysis complete4,847 entries
- !Exceptions for review12 items
- →Missing information drafted5 queries
- ✓Workpaper pack ready23 pages
- •Partner review requiredCritical
Within minutes, Zato surfaced detailed client background information that was accurate, useful, and genuinely impressive. It identified insights I had not picked up despite working with the client for over 18 years.
Salesh Chand · Director, Gilligan Rowe & Associates
Built by people who know accounting from every angle.
Zato brings together Chartered Accountants, practitioners, former firm directors, accounting technology veterans, industry operators, technologists, engineers and AI innovators. The platform is backed by more than 20 years of accounting production heritage across over one million ledgers, alongside decades spent building, implementing and commercialising technology for accounting firms.
Meet the teamSee Zato run a real compliance job.
Book a demo and we will walk a live job end to end, on your systems and your job types. We will be in touch within one business day.